Remove collections, dispute errors, and boost your credit score in 90 days or less. Our AI does the heavy lifting while you watch your score climb.
Powerful tools that work 24/7 to improve your score
Our AI scans your report and identifies every error, suspicious item, and opportunity to boost your score.
Generate legally-formatted dispute letters in seconds. We handle the FCRA compliance, you get results.
Watch your disputes progress through each bureau. Get instant notifications when items are removed.
Set it and forget it. Our AI automatically pulls reports, spots errors, and sends disputes every month.
Get personalized credit card offers based on your current score and financial goals.
See exactly how each action will impact your score before you take it. Make data-driven decisions.
Get started in less than 5 minutes
Securely link your credit report via Plaid or upload a PDF. We use 256-bit encryption to keep your data safe.
Our AI scans every line of your credit report, identifies errors, and creates a custom action plan tailored to your situation.
Track your progress as items get removed and your score climbs. Most customers see results in 30-90 days.
Join thousands who've transformed their credit with thecredit.app
"I removed 7 collections in 60 days and my score jumped 112 points. This platform is incredible!"
"The AI feature is a game-changer. It found errors I never would have spotted on my own."
"Worth every penny. I got approved for a mortgage after using thecredit.app for just 3 months."
Choose the plan that fits your needs
Join 50,000+ people who've fixed their credit with thecredit.app
Start Your Free Trial →No credit card required • Cancel anytime • 30-day money-back guarantee